You're In Good Hands With Us!

Welcome to Life Goals PH, your trusted partner in navigating the complex world of life insurance. Our mission is to help individuals, families, and small business owners find the perfect coverage that meets their unique needs and safeguards their future.

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Meet Junmil Avellana

Founder Life Goals PH

Entrepreneur, Certified Financial Planner, Financial Advisor and Proud Rotarian

As a seasoned businessman, Certified Financial Planner, and trusted Financial Advisor, Junmil brings a unique blend of professionalism and approachability to the table. With a genuine passion for helping individuals achieve their life goals through sound financial planning, Junmil is here to guide you on your financial journey with confidence and ease.

Beyond his impressive credentials, Junmil is also a proud Rotarian, dedicated to giving back to the community and making a positive impact wherever he goes.

At Life Goals PH, Junmil combines expertise with a warm and welcoming approach to provide you with the tools, resources, and support you need to turn your dreams into reality.

Our mission is to guide Filipinos towards financial security and the fulfillment of their life goals. Through comprehensive financial planning and tailored insurance solutions, We aim to equip individuals and families with the knowledge and tools they need to take control of their financial futures. As your dedicated financial advisor, we provide in-depth assessment of your current financial situation, identification of short-term, mid-term, and long-term financial goals, development of a personalized financial roadmap to help you achieve those goals, and ongoing monitoring and adjustments to ensure you stay on track.

We focus on educating you on the importance of life insurance and the different types available, analyzing your insurance needs based on your financial goals and family circumstances, recommending suitable life insurance products, such as term life, whole life, and universal life, and assisting with the application and claims process to ensure a seamless experience. By combining financial planning with insurance expertise, We aim to paint a clear picture of your financial landscape and empower you to make informed decisions that align with your long-term aspirations.

Whether you're looking to protect your loved ones, save for retirement, or simply achieve greater financial stability, We are here to guide you every step of the way.

Our mission is to guide Filipinos towards financial security and the fulfillment of their life goals. Through comprehensive financial planning and tailored insurance solutions, we aim to equip individuals and families with the knowledge and tools they need to take control of their financial futures. As your dedicated financial advisor, we provide in-depth assessment of your current financial situation, identification of short-term, mid-term, and long-term financial goals, development of a personalized financial roadmap to help you achieve those goals, and ongoing monitoring and adjustments to ensure you stay on track.

We focus on educating you on the importance of life insurance and the different types available, analyzing your insurance needs based on your financial goals and family circumstances, recommending suitable life insurance products, such as term life, whole life, and universal life, and assisting with the application and claims process to ensure a seamless experience. By combining financial planning with insurance expertise, We aim to paint a clear picture of your financial landscape and empower you to make informed decisions that align with your long-term aspirations.

Whether you're looking to protect your loved ones, save for retirement, or simply achieve greater financial stability, We are here to guide you every step of the way.

The Client Experience

At Life Goals PH, we prioritize the client experience above all else. We understand that navigating the world of insurance can often be overwhelming and confusing. That's why we strive to make the entire process as seamless and hassle-free as possible. From the moment you reach out to us, our dedicated team is here to guide you every step of the way, ensuring that your insurance journey is smooth and stress-free. We take the time to listen to your unique needs, offering personalized solutions that align with your specific requirements.

Our goal is to simplify the complexities of insurance, breaking down jargon and providing clear explanations, so you can make informed decisions with confidence. With our streamlined processes, easy-to-understand policies, and exceptional customer service, we are committed to making insurance accessible, convenient, and easy for everyone we serve. Your satisfaction is our ultimate priority, and we go above and beyond to ensure that your experience with Life Goals PH exceeds your expectations.

See What Clients Are Saying!

As someone who was completely lost when it came to financial planning and insurance, working with Junmil has been a game-changer. He took the time to understand my unique needs and provided personalized guidance that has put me on the path to achieving my short and long-term goals.

Michelle Recto

I was hesitant to seek financial advice, but Junmil made the process simple and straightforward. He walked me through every step, answered all of my questions, and helped me secure the perfect insurance coverage for my family's protection. I couldn't be more grateful for their expertise.

Josephine Manansala

Hands down to you Junmil, the best financial planning and insurance service I've ever experienced. The level of personalized attention and his genuine commitment to helping me reach my goals is unparalleled. I highly recommend him to anyone looking to take control of their financial future.

Michelle Reyes

As someone who was completely lost when it came to financial planning and insurance, working with Junmil has been a game-changer. He took the time to understand my unique needs and provided personalized guidance that has put me on the path to achieving my short and long-term goals.

Michelle Recto

I was hesitant to seek financial advice, but Junmil made the process simple and straightforward. He walked me through every step, answered all of my questions, and helped me secure the perfect insurance coverage for my family's protection. I couldn't be more grateful for their expertise.

Josephine Manansala

Junmil has been an invaluable partner in my journey towards financial freedom. His dedication to education and personalized guidance has been instrumental in helping me achieve my short-term goals and lay the foundation for long-term success. I couldn't recommend them highly enough.

Diosalyn Mansibang

As a young professional, I was overwhelmed by the idea of financial planning, but the Junmil made it approachable and even enjoyable. Helistened to my concerns, offered practical solutions, and gave me the confidence I needed to make informed decisions about my insurance and investments.

Bryan Ong

I was impressed by the breadth of knowledge and attention to detail demonstrated by Junmil. He took the time to understand my unique financial situation and provided a comprehensive plan that has already started yielding results. I'm grateful for his expertise and support.

Karen Sanchez

Junmil has been an invaluable partner in my journey towards financial freedom. His dedication to education and personalized guidance has been instrumental in helping me achieve my short-term goals and lay the foundation for long-term success. I couldn't recommend them highly enough.

Diosalyn Mansibang

Hands down to you Junmil, the best financial planning and insurance service I've ever experienced. The level of personalized attention and his genuine commitment to helping me reach my goals is unparalleled. I highly recommend him to anyone looking to take control of their financial future.

Michelle Reyes

As a young professional, I was overwhelmed by the idea of financial planning, but the Junmil made it approachable and even enjoyable. Helistened to my concerns, offered practical solutions, and gave me the confidence I needed to make informed decisions about my insurance and investments.

Bryan Ong

I was impressed by the breadth of knowledge and attention to detail demonstrated by Junmil. He took the time to understand my unique financial situation and provided a comprehensive plan that has already started yielding results. I'm grateful for his expertise and support.

Karen Sanchez

Blogs

Understanding Different Types of LIFE Insurance Plans

An overview of the main types of life insurance, breaking down the advantages and ideal scenarios for each.

Use Life Insurance as a Financial Tool: Beyond the death benefit

In this Blog, we will Explore the investment potential, tax benefits, and financial planning strategies related to certain life insurance policies.

The Importance of Life Insurance for Young Adults

In this Blog, we will be debunking common misconceptions and emphasizing the actual benefits and limitations of life insurance.

Mastering Financial Literacy: A Guide to Taking Control of Your Finances

Financial literacy is an essential aspect of achieving financial success.

MONEY - Your True Relationship about Money will Determine Your Financial Success

Money is one of the most important things in our lives.
It provides us with the ability to meet our basic needs, pursue our dreams and live the life we want.

Financial Literacy basics

Financial literacy is an essential skill that is often overlooked in the Philippines.

Take Control of Your Money: A Step-by-Step Guide to Creating and Sticking to a Budget

Based on a 2020 survey conducted by the Bangko Sentral ng Pilipinas (BSP), only 29% of Filipino adults have bank accounts, and only 4% have investment accounts

Debt Management Made Easy: Simple Strategies for a Brighter Financial Future

Debt can be a significant burden on individuals and households, and this is particularly true for many Filipinos.
In fact, a recent survey found that 77% of Filipinos have some form of debt, with credit card debt being the most common type at 61%.

Protect Your Assets

Many Filipinos often overlook the need for life insurance, and this can have significant financial consequences for their loved ones in the event of an unexpected death. Without proper coverage, their family may be left with financial burdens that they cannot bear, such as outstanding debts, mortgages, and other financial liabilities.

Invest in Your Future

Investing can be a powerful tool for achieving long-term financial goals, such as retirement, education, and purchasing a home.
However, many Filipinos are hesitant to invest because they think it's only for the wealthy or they're afraid of losing money.

MASTER GOAL SETTING

In Filipino culture, we often leave things to "bahala na" or rely on fate. While faith is important, successful Filipino families combine faith with action through systematic goal setting.
Without clear goals, we drift through life reacting to circumstances instead of creating our desired future.

BUILD MULTIPLE INCOME STREAMS

Creating multiple income streams isn't just about having extra money (though that's great too!) - it's about building a financial fortress that protects your family no matter what happens to the economy or your primary job.